SOFI funding rates
SOFI perpetual funding is currently quoted across 3 venues, ranging from +0.0% to +56.9% APR. The most reliable delta-neutral pairing for SOFI right now is long Variational / short Lighter RH at +48.9% net APR (high risk, ~1.2d to break even).
as of 2026-10-27 21:43 UTC
Best delta-neutral pairing
Long Variational / Short Lighter RH
+48.9% net APR
- Backtested (30d)
- -6.1%
- Stability
- 78.1%
- Risk
- high
- Breakeven
- ~1.2d
Ranked by 30-day reliability (backtest × stability × risk) — the spread that holds, not just the widest current rate.
Open this tradeSOFI funding by exchange
| Exchange | Funding APR |
|---|---|
| Lighter RH | +56.94% |
| Extended | +4.38% |
| Variational | +0.00% |
Frequently asked
What is the SOFI funding rate right now?
SOFI perpetual funding ranges from 0.00% to 56.94% APR across 3 exchanges we track; the widest delta-neutral spread is long Variational / short Lighter RH at 48.9% net APR.
Which exchange has the highest SOFI funding rate?
Lighter RH currently has the highest at 56.94% APR. See the full ranking above.